Family Modest Housing Program

This program provides funds for lower and middle income families to help build or buy modest housing.

A mortgage of up to $70,000 is available.

Interest rates are set when the loan is approved and will be fixed for a five-year term. The loan must be paid back within 25 years.

Am I Eligible?

To be eligible for this program:

  • Your total household income must be less than $50,000 per year
  • You do not currently own adequate housing, with the exception of mobile homes
  • You must have a good credit rating and the ability to repay the mortgage
  • You must have worked at least one year with the same employer

Get Started

Contact Housing Nova Scotia, one of our staff members will be happy to help.