Homeowner Residential Rehabilitation Assistance Programs (RRAP)

This program is equally funded by the federal and provincial governments and provides financial assistance to people who own and occupy homes that do not meet minimum levels of health and safety.

The maximum amount of funding available is $16,000 and can be forgiven over a maximum of five years.

Am I Eligible?

Homeowners are eligible to apply if the value of your home is below a specific figure and your household income is below a certain amount, based on where you live and the size of your household.

Eligible properties either lack basic facilities, or require repairs in one or more of the following five categories:

  • Structural
  • Electrical
  • Plumbing
  • Heating
  • Fire safety

Financial assistance may also be available to help with overcrowding.

What’s Covered?

Financial assistance is only available for mandatory repairs to improve health and safety to extend the useful life of the property.

What Isn’t Covered?

Any work that is carried out before the Homeowner RRAP loan is approved in writing is not eligible for funding.

Get Started

Contact Housing Nova Scotia, one of our staff members will be happy to help.