Parent Apartment Program

This program creates affordable housing options for senior family members by providing low interest loans for additions or renovations to existing single family homes.

The maximum loan available is $25,000 and it must be repaid over a maximum of 10 years. The interest rate is established at the time of approval. If a chattel mortgage is used to secure the loan, the repayment term is a maximum of six years.


Funding is available to applicants that meet the following criteria:

  • You must own and live in the home you want to renovate
  • You must have a good credit rating
  • The senior must be 65 years of age or older with an annual income that does not exceed $20,000
  • The additions/renovation must include a bedroom (minimum of 120 sq. ft) and closet space. Washroom and kitchen spaces are optional, but if they are not included, they must be easily accessible

Eligible costs may include:

  • Materials and equipment rental
  • Contractor labour and related costs
  • Provincial sales tax and goods and services tax
  • Legal costs

The additional space created or to be altered must include a minimum 120 square foot bedroom and associated storage. If bathing facilities are not to be included, the existing facilities must be easily accessible.

Get Started

Before you apply, download and review the program policy provided below. To start your application or for more program information, call 1-844-424-5110 (toll-free).

Program Documents

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