Canada-Nova Scotia Targeted Housing Benefit

Canada-Nova Scotia Targeted Housing Benefit (CNSTHB)

The Canada-Nova Scotia Targeted Housing Benefit (CNSTHB) is a program that is jointly funded by Housing Nova Scotia (HNS) and the Canada Mortgage Housing Corporation (CMHC) under the National Housing Strategy (NHS). The CNSTHB is funded under the NHS Bilateral Agreement, which concludes March 31, 2028. Funding for this program is subject to annual provincial budget appropriations and compliance with Bilateral Agreement requirements. CNSTHB recipients must renew their applications each year to continue receiving the benefit.

The CNSTHB assists eligible low-income households to reduce housing need. It provides a direct-to-household benefit to households in core or severe core housing need in targeted vulnerable populations. The program is targeted to two groups of clients:

  1. low-income renter households in core housing need in targeted vulnerable populations

AND

  1. low-income homeowners in severe core housing need

 

Program Eligibility

  1. CNSTHB for Renters

 

The Renter CNSTHB is a monthly benefit paid to eligible, low-income applicants who spend at least 30 per cent of their gross income on rent.

You must meet the conditions below to be eligible for the Renter CNSTHB:

  • Be on the public housing waitlist and invited by Housing Nova Scotia to apply for the benefit
  • Be identified by your Housing Support Worker as eligible for the benefit 

OR

  • Live in non-profit or co-op housing, be receiving a rent supplement from the expiring Social Housing Agreement (SHA) program and invited by Housing Nova Scotia to apply for the benefit

 

In addition, you are eligible for the Renter CNSTHB if you meet all of the above conditions AND these conditions:

  • You live in Nova Scotia permanently
  • You are currently renting your accommodations or are looking for rental accommodations
  • You or any member of your household are not living in public housing or receiving a rent supplement
  • You are considered low-income and spend at least 30 per cent of your gross income, before taxes are taken off, on rent
  • You agree to have your name removed from the public housing waitlist, if you are on the waitlist, and to not apply for public housing while receiving the Renter CNSTHB
  • You or any member of your household do not owe money to Housing Nova Scotia or a Housing Authority
    • If you do, the balance must be paid in full or you must make arrangements to pay the debt before you can be eligible for the benefit
  • If you are a low-income student, you have a physical disability and housing in an accessible unit will help you go to school and/or you are a full-time student with dependents.

 

If you meet these conditions, you may be eligible for the benefit.

 

  1. CNSTHB for Homeowner

 

The Homeowner CNSTHB is a monthly benefit paid to eligible, low-income applicants who spend at least half of their gross income on shelter costs (the costs of running their home).

You must meet the conditions below to be eligible for the Homeowner CNSTHB:

  • You live in Nova Scotia permanently
  • You are considered low-income
  • You are in severe core housing need and spend 50 per cent or more of your income on shelter costs
  • You own or have a life interest in your home
  • You live in your home
  • The current taxable assessed value of your home is:
    • Less than $250,000 within the Halifax Regional Municipality
    • Less than $175,000 in other regions in Nova Scotia
  • If you are on the public housing waitlist, you agree to have your name taken off the waitlist if you receive the Homeowner CNSTHB and to not apply for public housing while you receive the benefit
  • You or any member of your household do not owe money to Housing Nova Scotia or a Housing Authority
    • If you do, the arrears must be paid in full or you must make arrangements to settle the arrears before you can be eligible for the benefit
  • You or any member of your household are not living in public housing or receiving a rent supplement
  • You do not sublet your home
  • If you are a low-income student, you have a physical disability and remaining in your home will help you go to school and/or you are a full-time student with dependents.

 

If you meet all of these conditions, go ahead and apply for the Homeowner CNSTHB.

 

How to Apply

  1. CNSTHB for Renters

 

First, you must be invited by Housing Nova Scotia to apply for the Renter CNSTHB or be identified by a Housing Support Worker as eligible for the benefit.

If you are invited to apply for the Renter CNSTHB, you will receive an application from Housing Nova Scotia or your Housing Support Worker.

Funding for the Renter CNSTHB program is subject to annual provincial budget appropriations and compliance with Bilateral Agreement requirements. The application window for the Renter CNSTHB will close when HNS distributes all available Renter CNSTHBs for each year of the program. For that reason, you should apply as soon as possible.

If more funds become available later in a program year, Housing Nova Scotia and Housing Support Workers will start offering benefits again.

For more information on the CNSTHB for Renters, click here to read the Renter Guide (FR)and click here for Frequently Asked Questions.

 

  1. CNSTHB for Homeowners

 

You do not need to be invited to get the Homeowner CNSTHB. You can get your application form one of these ways:

Funding for the Homeowner CNSTHB is subject to annual provincial budget appropriations and compliance with Bilateral Agreement requirements. The application window for the Homeowner CNSHTB will close when HNS receives enough applications to distribute all available benefits for each year of the program.  For that reason, you should apply as soon as possible.

If more funds become available later in the year, we will start accepting applications again.

For more information on the CNSTHB for Homeowners, click here to read the Homeowner Guide (FR) and click here for Frequently Asked Questions.

Authorization for Electronic Funds Transfer (EFT) Form (download)