Family Modest Housing Program

This program provides funds for lower and middle income families to help build or buy modest housing.

A mortgage of up to $70,000 is available.

Interest rates are set when the loan is approved and will be fixed for a five-year term. The loan must be paid back within 25 years.

Am I Eligible?

To be eligible for this program:

  • Your total household income is below the established income limit, which varies depending on household size and the area you live in
  • You do not currently own adequate housing, with the exception of mobile homes
  • You must have a good credit rating and the ability to repay the mortgage
  • You must have worked at least one year with the same employer

Get Started

Contact Housing Nova Scotia, one of our staff members will be happy to help. You can call us toll-free at 1-844-424-5110