Family Modest Housing Program

This program provides funding to help lower to middle income families build or buy modest housing. Qualifying applicants can apply to receive a mortgage of up to $70,000 to buy or build a home. Interest rates are set when the loan is approved and will be fixed for a five-year term. The loan must be paid back within 25 years.


Funding is available to applicants who meet the following criteria:

  • You do not currently own adequate housing, with the exception of mobile homes
  • You must have a good credit rating and the ability to repay the mortgage
  • You must have worked at least one year with the same employer
  • Your total gross annual income does not exceed $50,000

Get Started

Before you apply, download and review the program policy provided below. To start your application or for more program information, call 1-844-424-5110 (toll-free).

Program documents

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