Small Loans Assistance Program

This is a provincially funded program to improve housing conditions by providing low interest loans to qualified applicants.

The maximum loan amount is $20,000 and depending on the amount of the loan, you may be able to secure it with a promissory note or a registered mortgage.   

Am I Eligible?

To be eligible for this program:

  • Your total household income is below the established income limit, which varies depending on household size and the area you live in
  • You must own and live in the home you want to renovate
  • You must have a good credit rating

Get Started

Contact Housing Nova Scotia, one of our staff members will be happy to help. You can call us toll-free at 1-844-424-5110